2025-2026 College Football Championship Odds
The 2025-2026 College Football Playoff is down to the semifinals on Thursday, January 8, 2026 and Friday, January 9, 2026. The Miami Hurricanes will face the Mississippi Rebels on Thursday, while the Oregon Ducks will play the Indiana Hoosiers on Friday. The winners will meet in the College Football Playoff National Championship Game on Monday, January 19. The favorite to win the title is Indiana at odds near even money. The Hoosiers are followed by Oregon and Miami at odds of about 3-1, while Mississippi is the longshot at College Football Playof odds of about 6-1.
The Miami Hurricanes are listed as a 3.5-point favorite in college football odds against Mississippi in the Fiesta Bowl, which is the first of the College Football Playoff semifinal games on Thursday, January 8 on ESPN. The Indiana Hoosiers are a 4-point favorite in College Football Playoff odds against Oregon in the Peach Bowl on Friday, January 9 on ESPN. The game between Indiana and Oregon will be a rematch, as the teams met in Eugene earlier this season with the Hoosiers pulling out a 30-20 win.
College Football Same Game Parlay Lines
NCAA Football Championship Odds
| ODDS TO WIN NCAAF CHAMPIONSHIP |
| Indiana +127 |
Miami Florida +295 |
| Mississippi +634 |
Oregon +287 |
*Odds as of Monday, January 5, 9:00 AM ET
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The current favorite to win the 2025-2026 college football national championship is the Indiana Hoosiers. They are followed by Oregon, Miami and Mississippi.
Indiana Hoosiers
The Indiana Hoosiers are a 4-point favorite in College Football Playoff odds against Oregon in the Peach Bowl on Friday, with a total of 47. It is the second game of the College Football Playoff semifinals. As noted earlier, these teams met earlier in the season at Autzen Stadium in Eugene, Oregon and Indiana won 30-20 in one of the defining games of the regular season. The matchup on Friday also carries major weight for the Big Ten. It’s the third time in four seasons the conference has placed two teams in the semifinals, and it guarantees a Big Ten representative in the national championship for the third straight year — with a chance at a third consecutive title from a third different program.
In a sport where Cinderella stories rarely survive past September, Indiana has become the closest thing to one. A program with virtually no historical football success suddenly surged into relevance last season under fiery, little-known head coach Curt Cignetti. His debut campaign ended with a playoff loss to Notre Dame, the same Notre Dame that later fell to Ohio State in the title game.
Most assumed Indiana would regress in 2025. Instead, the Hoosiers soared. The arrival of Cal transfer quarterback Fernando Mendoza transformed the offense, powering a 13-0 regular season and a Big Ten title sealed by a gritty 13-10 win over Ohio State. Mendoza’s play earned him the first Heisman Trophy in school history.
Even that wasn’t enough to silence every skeptic — but Indiana’s 38-3 demolition of Alabama in the Rose Bowl certainly was. Dominant wins have been the norm. Nine of Indiana’s 14 victories have come by 20 or more points, and seven by at least 30. When you blend an explosive offense with a punishing, suffocating defense, blowouts tend to follow.
Oregon Ducks
The Oregon Ducks are a 4-point underdog in NCAA football odds against Indiana in the Peach Bowl on Friday, with a total of 47. It is the second game of the College Football Playoff semifinals. Oregon’s postseason experience last year was forgettable. After an undefeated Big Ten run and a conference title, the Ducks were overwhelmed in the Rose Bowl by an Ohio State team they had beaten earlier in the season. This year has been a very different story.
The Ducks opened the playoff with a 51-34 win over upstart James Madison, then followed it with a 23-0 shutout of Texas Tech in the Orange Bowl — their first playoff victories since the inaugural 2014 run.
But these Ducks don’t resemble the old high-tempo, score-in-bunches Oregon teams casual fans might remember. Under Dan Lanning, Oregon is built from the trenches out, more in the mold of the Georgia defenses he once coordinated. The offense can light up the scoreboard, but its identity is physicality.
Quarterback Dante Moore leads the unit and could hear his name early in the upcoming NFL Draft. Still, Oregon’s late-season success has hinged on the run game. When the ground attack clicks — as it did against James Madison — the Ducks can put up 50. When it stalls — as it did against Texas Tech — touchdowns become hard to find.
The defense, however, has been consistently elite. It may lack the star-power of some national brands, but few units are better at eliminating explosive plays and forcing opponents into long, grinding drives. Every yard against Oregon feels earned.
Miami Hurricanes
The Miami Hurricanes are listed as a 3.5-point favorite against Mississippi in the Fiesta Bowl on Thursday with a total of 52.5. It is the first of the College Football Playoff semifinal games. The Ole Miss Rebels and Miami Hurricanes enter the Fiesta Bowl as two of the most fascinating stories in this year’s College Football Playoff — and only one will emerge with a ticket to the national championship. Both programs arrived with doubters circling. Miami slipped into the field by the slimmest of margins, edging Notre Dame thanks to their head-to-head win. The Irish waited for any stumble that might reopen the debate, but the Hurricanes never blinked.
Against another elite defense in Ohio State, quarterback Carson Beck once again rose to the moment. His stat line wasn’t flashy — 19-of-26 for 138 yards — but he threw a touchdown, protected the ball, and added 23 crucial rushing yards. It was the kind of poised, efficient performance that wins playoff games.
Running back Mark Fletcher was just as essential. He bulldozed his way to 90 yards on 19 carries and added two receptions for 25 yards and a score. Fletcher is the engine of Miami’s offense — whether he’s running, catching, or clearing space for others, everything flows through him.
Despite Ole Miss being the higher seed, Miami is favored in College Football Playoff odds. Miami ranks 10th in offensive success rate and ninth on defense. Ole Miss sits at 15th and 35th in those same categories, weighed down by a defense that hasn’t matched its explosive offense.
Mississippi Rebels
The Mississippi Rebels are listed as a 3.5-point underdog on the college football spread against Miami in the Fiesta Bowl on Thursday with a total of 52.5. It is the first of the College Football Playoff semifinal games. Ole Miss has thrived, despite losing their head coach. Lane Kiffin’s departure to LSU came before the playoff bracket was even finalized, leaving the Rebels with an interim coach and every reason to unravel. Instead, they’ve tightened up, toughened up, and transformed into a team that looks ready for anyone.
Trinidad Chambliss has become the face of what’s possible for Division II athletes making the jump to the highest level. Just a year removed from leading Ferris State to a national title, he now has Ole Miss one win away from the CFP championship. His performance against Georgia was nothing short of electric: 362 passing yards and two touchdowns in full command of the offense.
Harrison Wallace III, Ole Miss’s top receiver this season, delivered the best game of his career when the Rebels needed it most. The senior erupted for nine catches, 156 yards, and a late touchdown that stretched the lead to double digits. It was the kind of response he’d been waiting for. A year ago, his postseason run at Penn State produced just 34 total yards across two games. This time, Wallace has flipped the script and become one of Ole Miss’s most reliable playmakers.
If the Ole Miss defense can avoid giving up big plays there is no doubt that the Rebels can win, as they have a quarterback who looks like a player who can handle the big moments.
2025-2026 College Football Schedule
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