2025-2026 College Football Playoff Betting
The second year of the 12 team College Football Playoff has delivered its final four. In the first game sits an unexpected SEC team in Mississippi facing off against a once dormant powerhouse in Miami that has jolted back to life. In the second game it is a Big Ten rematch featuring a former league doormat in Indiana that has somehow transformed into a national contender against a new perennial contender in Oregon.
The debut of true straight seeding brought its share of quarterfinal fireworks. No. 10 Miami stunned defending champion Ohio State, while No. 6 Ole Miss — guided by a head coach in only his second game toppled SEC champion Georgia. New Year’s Day added another twist as top seeded Indiana continued its remarkable rise, rolling into a semifinal showdown with an equally resurgent Oregon. And in a fitting bit of symmetry, all four head coaches in this year’s semifinals once worked under Nick Saban.
The 2025-2026 College Football Playoff semifinals have the Miami Hurricanes listed as 3.5-point favorite in college football odds against the Mississippi Rebels on Thursday, January 8, 2026, while the Indiana Hoosiers are a 4-point favorite against the Oregon Ducks on Friday, January 9, 2026. The winners will play in the College Football Playoff National Championship Game on Monday, January 19.
College Football Same Game Parlay Lines
2025-26 College Football Playoff Schedule
Semifinals (Jan. 8-9)
Thursday, January 8
Miami-Fla. vs. Mississippi - Fiesta Bowl (Glendale, Ariz.) | 7:30 p.m. | ESPN, WatchESPN
Friday, January 9
Indiana vs. Oregon - Peach Bowl (Atlanta) | 7:30 p.m. | ESPN, WatchESPN
College Football Playoff National Championship Game (Jan. 19)
Monday, January 19
Hard Rock Stadium in Miami Gardens, Florida | 7:30 PM | ESPN, WatchESPN
Indiana Hoosiers
Indiana is 14-0 SU and 9-5 ATS, with seven games going over the total, six going under, with one push. They are the current favorite in College Football Playoff odds to win the national title. Any lingering questions about Indiana’s legitimacy as a national title contender disappeared in the thin Rose Bowl air. The Hoosiers dismantled Alabama in every phase, using a balanced offensive attack and a stifling defensive front to dominate the line of scrimmage. Their under-appreciated 10th-ranked run game set the tone, with Roman Hemby powering a ground attack that kept the offense out of trouble. From the second quarter on, Heisman winner Fernando Mendoza was in full command, orchestrating multiple long touchdown drives. On defense, Devan Boykin and company once again showed why Indiana is one of the nation’s most consistent units.
Wide receiver Charlie Becker could be a key against Oregon. While Elijah Sarratt and Omar Cooper Jr. draw most of the spotlight, Becker has emerged as Indiana’s late-season difference-maker. After posting back-to-back 100-yard games against Penn State and Wisconsin, he torched Ohio State for 126 yards in the Big Ten title win. Against Alabama, he delivered a leaping 21-yard grab for Indiana’s first touchdown and later added a 30-yard strike. Becker’s rise gives the Hoosiers a third reliable weapon in the passing game — something championship teams often need.
Indiana can reach the title game if they continue to control the line of scrimmage, maintain run-pass balance, and prevent explosive plays from Dante Moore and Oregon’s deep stable of playmakers. Indiana already beat Oregon by 10 in Autzen Stadium — and that was with Mendoza throwing a pick-six early in the fourth quarter. The truth is, the game wasn’t that close; Oregon went more than 50 minutes without an offensive touchdown. To repeat that success, Indiana must pressure Moore, who threw two interceptions in the first meeting but has the arm talent to beat anyone. The Hoosiers can’t afford another major mistake like the earlier pick-six, so clean execution and staying out of long-yardage situations will be essential.
Oregon Ducks
The Ducks are 13-1 SU and 8-5-1 ATS, with seven games going over the total and seven going under. The Ducks are underdogs in NCAA football odds against the Hoosiers. Oregon showed it can play nasty, suffocating defense when it needs to. After Dan Lanning publicly challenged the unit for giving up 500 yards in the win over James Madison, the Ducks responded with a completely different identity in the quarterfinals, dominating Texas Tech. Facing one of the nation’s most explosive offenses, Oregon forced four turnovers, logged four sacks and seven tackles for loss, and delivered its first bowl shutout since World War I. Brandon Finney Jr. was everywhere with two interceptions and a fumble recovery, while Matayo Uiagalelei and Teitum Tuioti formed a relentless edge-rushing tandem that dictated the game.
Sticking with the defense, Teitum Tuioti has become Oregon’s late-season disruptor. The Ducks’ third-leading tackler has piled up seven sacks in his past six games and was a constant problem for Texas Tech. Tuioti noted that coaches hammered home the importance of creating turnovers during bowl prep — a message that clearly landed. Oregon had only 17 takeaways in its first 13 games, but Tuioti helped spark a defensive surge when it mattered most.
Oregon can reach the title game if they rediscover their offensive rhythm. Oregon’s offense never looked fully comfortable against Texas Tech, largely because the Red Raiders shut down the run game and forced the Ducks out of their usual tempo. Dan Lanning’s eight fourth-down attempts — with only four conversions — reflected a team searching for traction. Aggression is one thing when you’re in control; it’s another when the game feels fragile. If Oregon can settle into a groove, avoid constant fourth-down stress, and let the defense stay aggressive, the Ducks have a clear path to the title game.
Miami Hurricanes
The Hurricanes are 12-2 SU and 9-5 ATS, with five games going over the total and nine going under. The Hurricanes are favored in College Football Playoff odds against Ole Miss. Miami proved it’s dominant in the trenches. Rueben Bain Jr. and Akheem Mesidor combined for three sacks and consistently collapsed the edges, helping the Hurricanes pitch a first-half shutout against Ohio State. The Buckeyes managed just one first down in the opening quarter and didn’t record a positive rushing total until their fourth possession. On the other side of the ball, Miami’s offensive line leaned on Ohio State’s athletic front, controlled the tempo, and ultimately powered a 153-45 rushing advantage. By the time the Hurricanes drained the clock on the final drive, it was clear: this team is built from the inside out.
Carson Beck didn’t post eye-catching numbers — only 138 passing yards — but he was surgical in key moments. On the game-sealing touchdown drive, he converted two third downs with calm, precise throws. When the pocket collapsed, he extended plays with his legs and moved the chains. Most importantly, he protected the football. If Beck continues to play with this level of poise, Miami becomes an incredibly difficult team to eliminate.
Miami can make the title game if their offensive and defensive lines keep controlling the line of scrimmage. Bain and Mesidor anchor a disruptive defensive front, while All-American center James Brockermeyer and right tackle Francis Mauigoa set the tone offensively. Texas A&M and Ohio State both learned how overwhelming Miami’s physicality can be. The Hurricanes aren’t designed for shootouts — but they don’t need to be. Their ability to impose their will physically may be the formula that carries them to their first national championship appearance since 2001.
Mississippi Rebels
The Rebels are 13-1 SU and 9-5 ATS with seven games going over the total and seven going under. They are a slight underdog in college football odds against Miami. Ole Miss showed that Lane Kiffin may have been more garnish than main course. His reputation as an elite playcaller made it fair to wonder how the Rebels would function without him — especially with the awkward timing of his exit and an offensive staff juggling split loyalties. But the quarterfinal proved it: no Kiffin, no problem. Ole Miss piled up 473 yards on Georgia’s rugged defense, with Trinidad Chambliss throwing for 362 and Kewan Lacy adding 98 yards and two scores on the ground. If not for a scoop-and-score fumble and a chaotic end-of-half field-goal misfire, the margin might have been even wider. It was a statement that this offense can thrive on its own terms, powered by elite execution rather than a single voice.
You can break down schemes all day, but the bigger storyline is simple: Ole Miss feels like a team riding destiny. Their polarizing head coach bolts for a rival before the playoff, the staff is stitched together on the fly, and instead of unraveling, the Rebels surge. It’s the kind of arc tailor-made for college football mythology — Kiffin as the villain, Pete Golding as the unexpected hero, and a roster refusing to fold. The Rebels are good enough to make the fairy tale real, and yet if they pull it off, it will still feel like magic — the kind this sport specializes in.
The Rebels can make the title game if they keep Miami’s pass rush from taking over. The Hurricanes’ defensive front has been the engine of their playoff run, but Ole Miss has already shown it can neutralize pressure. Georgia managed only four total pressures — and zero sacks — through three quarters despite blitzing 15 times. When the Bulldogs finally broke through, Chambliss calmly delivered three sharp throws, including a 44-yard strike that set up a touchdown. And that was with Lacy battling a shoulder injury. Miami’s front is more disruptive than Georgia’s, though, making the showdown between Chambliss and the Canes’ edge pressure the defining matchup of the semifinal.
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